Taking card payments as a dog groomer

Updated 7 October 2026

Fewer clients carry cash, and bank transfers are easy to forget. Taking cards makes getting paid quicker and lets you take deposits when people book. Here are the options and what to compare.

The options

  • A card reader linked to your phone or booking system.
  • Tap to Pay on a phone, with no separate reader.
  • Payment links sent by text or email, for deposits or paying later.
  • Cards saved securely at booking, to charge for no-shows if your terms allow it.

Compare the real cost

Look at the fee per payment, any monthly charge, the price of a reader, and how quickly money reaches your bank. A system that links payments to the booking saves time matching them up later.

Keep it on the record

Every payment, deposit and refund should be recorded against the booking, so you can see who has paid and answer queries quickly.

Questions

Can I take card payments on my phone?

Yes. Tap to Pay lets many phones accept contactless cards without a separate reader, through a payment provider such as Stripe.

Should I pass card fees on to clients?

In the UK you generally can’t add a surcharge for card payments, so build the cost into your prices instead.

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